Tap To Phone made easy – a complete ecosystem
Airpay TAP (Tap And PIN) is a tap on phone smart software solution (sometimes called Soft POS) that turns NFC-enabled Android smartphones, tablets and other handheld devices into payment terminals.
This solution eliminates the need for separate card readers to accept contactless transactions and supports all types of EMV-based contactless cards, digital wallets and wearables.
Airpay TAP supports not only tapping a contactless card or device, but also the secure entry of a PIN as additional verification for higher value transactions.
- Device agnostic – runs on most modern Android devices
- Tap and Go for low value
- Tap and PIN for high value
Acquirers and processors
- > Provides an innovative, leading edge solution to merchants quickly
- > Provides a scalable backend platform that can integrate with existing transaction authorisation systems
- > Provides a low cost solution for micro merchants
- > Eliminates the cost of purchasing mPOS and payment terminal hardware
- > Eliminates support costs of hardware installations, swap outs and repairs
- > Can be integrated within your own app, a third party app, or Quest’s Airpay POS app
- > Wireless card reader option for non-supported smartphones such as iOS devices
- > Electronic onboarding
- > CDCVM or onscreen PIN for high value transactions
RETAILERS
- > Reduces the cost of additional payment terminals to cater for peak periods
- > Provides a cost effective solution for queue busting
- > Works with consumer grade devices as well as many existing business PDA devices including Zebra, Honeywell and Samsung
- > A single device solution – no need for separate Bluetooth dongles that can easily be misplaced or aren’t charged just when you need them
- > Enables innovative customer checkout experiences
HARDWARE / SOFTWARE PARTNERS
- > Works on most modern Android devices running Android 8.0 and above (Android 9 and above in the Australian market)
- > Adds value to customer hardware investment
- > Provides an end-to-end payments solution
- > Provides an Acquirer/Processor agnostic solution that can be used globally
- > Get to market fast with a developer SDK that can be rapidly integrated into POS or business apps
PROCESS
Step 1
Merchant chooses Card payment in their POS app
Step 2
Airpay TAP prompts for card presentation
Step 3
Airpay TAP prompts for PIN entry (if required)
Step 4
Merchant POS app shows transaction is approved
SECURITY
- > Supports PIN verification for higher valued transactions
- > Uses a best in class mobile security implementation approved by the major card brands
- > Transactions protected by Airshield, Quest’s device attestation and integrity platform
SECURITY
- > Supports PIN verification for higher valued transactions
- > Uses a best in class mobile security implementation approved by the major card brands
- > Transactions protected by Airshield, Quest’s device attestation and integrity platform
Schemes Supported
PAYMENT METHODS ACCEPTED
EMV-BASED CONTACTLESS CARDS
DIGITAL WALLETS
ABOUT QUEST PAYMENT SYSTEMS
With headquarters in Melbourne, Quest is an Australian owned technology company providing a diverse and innovative range of end-to-end payment solutions to businesses and financial institutions, both locally and abroad.
As the country’s leading full-service payment solution supplier, delivering Australia’s only locally designed and manufactured range of payment terminal hardware, Quest delivers both mass market and custom solutions drawing on over twenty years of development expertise.
Quest’s portfolio of solutions include countertop, unattended and mobile payment terminal hardware, software, gift card and online payment solutions, EMV smartcard, contactless, communications and transaction routing solutions as well as bespoke hardware and software design, professional consulting and manufacturing services.
ABOUT QUEST PAYMENT SYSTEMS
With headquarters in Melbourne, Quest is an Australian owned technology company providing a diverse and innovative range of end-to-end payment solutions to businesses and financial institutions, both locally and abroad.
As the country’s leading full-service payment solution supplier, delivering Australia’s only locally designed and manufactured range of payment terminal hardware, Quest delivers both mass market and custom solutions drawing on over twenty years of development expertise.
Quest’s portfolio of solutions include countertop, unattended and mobile payment terminal hardware, software, gift card and online payment solutions, EMV smartcard, contactless, communications and transaction routing solutions as well as bespoke hardware and software design, professional consulting and manufacturing services.
Want to know more? Have some questions? Fill in the form below or call Quest on +61 3 8807 4400 to book an appointment.